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Living Benefit Riders
Living Benefit Riders This discussion at the SOA 1990 San Francisco Spring Meeting ... processing;Critical illness insurance;Health care costs;Health reserves;Long-term care insurance=LTCI;Marketing and ...- Authors: Abraham Gootzeit, James O'Connor, Timothy F Twiss
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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What's Backing Your Guarantee?
emphasis in the practice include life, long-term care and annuity product development, as well as reinsurance-related ... that can alleviate some of those concerns. The primary structures to control those risks include scheduling ...- Authors: Carl Friedrich, John P Glynn, Douglas Robbins
- Date: Oct 2004
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Variable annuities; Life Insurance
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Rear End Loaded Products
uni- versal life, advertised that there is "no direct expense charged to the persistent policyholder" ... the United States. Although this does not have a direct affect on our topic of rear end charges, it does ...- Authors: Dennis Carr, James Glickman, Harold G Ingraham, Gregory J Kaiser, William Schnaer
- Date: Oct 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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AIDS-The Reinsurer's View
both reinsurance and direct business. It was from April 1986. While the direct side was testing at $500 ... rates, and I believe there are instances where direct companies have rate guarantees and reinsurance ...- Authors: Kent Nickerson, Robert Tiessen, John S Tillotson
- Date: Apr 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Flexible Premium Variable Life
management and insurance risk. These are the two primary sources of profit to life companies - arbitrage ... someone. This time there had to be a great deal of care, duty, attention, conscience, etc., so that one ...- Authors: William W Carter, Robert B Goode, John W Keller, Robert L Lindsay, Paul J Mason
- Date: Oct 1983
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Instant Issue for Life Insurance Products
case. If we look at that same situation under a direct response, that expectancy gets a little bit tighter ... sensitivity to the placement of that case. By direct response we mean Internet sales as well as a ...- Authors: Edward A Turner, Charlotte A Lee, Bill L Moore, James A Fritz
- Date: May 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Variable Products Update
financial planners, banks and savings and loans, direct response, and other. A few observations on the ... Alternatively, there are products designed more for the direct- response market, where they tend to have lower ...- Authors: John Fenton, Stephen E Roth
- Date: May 1994
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Variable annuities; Life Insurance
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Nonparticipating Life Products with Nonguaranteed Premiums
states are considering regulations. While the primary purpose of these regulations is NONPARTICIPATING/NONGUARANTEED ... and since Section 216 is extraterritorial, the direct application of Section 216 to these forms would ...- Authors: Daniel Case, Richard A Swift, William T Tozer, Michael P. Tine
- Date: May 1980
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Multiple-Life Developments
variations may be found in the marketplace. The primary reason for developing this type of product is to ... to be made clear how much payout is provided, and care must be taken to ensure that payouts are not inadver- ...- Authors: Stuart Kwassman, Richard C Payne, Robert Reale, Larry Stern
- Date: May 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Surplus Needs of Life Insurance Companies
mutual company. MR, MAYNARD: Mr, Leckiej would you care to comment on the problems that a company doing ... expansion of benefits and greater utilization of medical care. This kind of analysis enabled us to determine ...- Authors: Robin B Leckie, Robert F Link, John C Maynard, Robert A Miller
- Date: Oct 1977
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Group plans - Life Insurance